HARD MONEY LOANS

Asset-Based Lending No income documentation

Commercial Real Estate Loans - 30 year Fixed Rate Commercial Loans - Stated Income Loans - Commercial Bridge Loans - Commercial Hard Money Loans
Most property types considered
No income verification. No tax returns!
Rates starting at 5.5%
$100k - $15M, close in 2 weeks!
Oracle Loans - Startup Business Loans for Bad Credit

HARD MONEY LOAN PROGRAM

The Hard Money Mortgage Loan Program is one of the most flexible lending options available to real estate investors. Why? Simply put, there is no income documentation, no income verification, no tax returns; and on most transactions (refinances) you will not be required to show any bank statements.

 

The Hard Money Income Mortgage Loan is the best option for real estate investors looking for a reduced documentation experience without having to sacrifice for higher rates and short-terms, such as a bridge loan or hard money loan. To receive your custom, hassle-free loan quote please complete the "QUICK QUOTE" Form below or call us directly at 888-460-4518.

 

Please see below for an overview of the Hard Money Loan Program. See a loan program that looks like a good fit? Applying online only takes a few minutes!

RESIDENTIAL HARD MONEY

 Our residential Hard Money Loan program is engineered for success. The Hard Money Loan program offers flexible qualifying guidelines being that there's no income documentation coupled with being credit score friendly -- properties in certain states have no credit score minimum! Payments are also kept lower since the Hard Money Loan program offers multiple payments options. 

OVERVIEW

LOANS:

RATES:

TERMS:

LTV:

FICO:

$100k - $15M

5.5%+

1 to 30 years

≤ 75%

No minimum*

PROPERTIES

Single Family

2-4 Units

Condo

Townhouse

LENDING TERRITORY

AL*, AR, CA, CO*, CT*, DE*, DC*, FL*, GA*, HI*, IL*, IN*, IA, KY*, LA*, ME*, MD*, MA*, MS*, MO*, NH*, NJ*, NM*, NY*, NC*, OK*, PA*, RI*, SC*, TN*, TX, VA*, WA, WV*, WI*, WY

*states with an asterisk require a 600 credit score

COMMERCIAL HARD MONEY

Our perfect Commercial Hard Money Loan is designed for real estate investors seeking short-term financing. Hard Money Loans offer flexible qualifying guidelines being that there's no income documentation couple with being credit score friendly -- only a 550+ FICO is needed. Payments are also kept lower since the Hard Money Loan program offers interest-only payments. 

***Due to COVID-19 were are not offering this program for commercial properties, please check out our Stated Income Loan for commercial real estate funding.***

OVERVIEW

LOANS:

RATES:

TERMS:

LTV:

FICO:

$250k - $15M

6.99%+

up to 3 years

≤ 75%

500+

PROPERTIES

Multifamily (5+ units)

Mixed-Use

Office

Retail

LENDING TERRITORY

CO, ID, NM, OK, TX, WA, WY

How much will you qualify for?

 
Oracle Loans - Residential Real Estate Loans for Investors - Stated Income Loans, Bridge Loans, Hard Money Loans

Here at FundingPilot we make sure to go above and beyond the traditional commercial lending criteria. We have unique commercial real estate lending programs, which gives you immediate access to the capital you need. We provide a fast, easy, and efficient funding process so that real estate investors, like you, can focus on the most important thing...growing your business.

 

We treat you like a partner, not just a customer, and will handle your commercial real estate lending requests with the utmost respect and confidentiality. We take great pride in learning and understanding the needs of your business, which is why we are constantly striving to provide the best quality service. Please take a few minutes to explore our website and give us a call to obtain all of the information you need to make an informed decision.

What to expect...

What to expect...

Comercial Real Estate Loan Flexibility - Oracle Loans

FLEXIBILITY. No more needing to go from bank to bank trying to find commercial real estate loans, we cover it all. Whether your credit is strong or poor we have commercial real estate lending programs to meet your capital needs.

Commercial Real Estate Loan Speedy Approval Process

SPEED. We save you lots of time when looking for a commercial real estate loan. You answer a few questions and we show you your options. We make getting a real estate loan simple and fast.

Commercial Real Estate Loan Experts - Oracle Loans

FOCUS. We're 100% focused on commercial real estate investors like yourself. We deliver results nationwide and have funding specialists available 6 days per week.

Commercial Real Estate Lending with Integrity, Oracle  Loans LLC

TRUST. We take care of you every step of the way. Our commercial real estate lending advisors believe in your business and care about your success. It’s an experience you’ll tell your friends about, guaranteed! Did we mention our A+ rating with the Better Business Bureau?

Oracle Loan funds $9.2M multi-unit apartment building with commercial real estate loan.
HARD MONEY LOANS BY STATE

Alabama Hard Money Loan Lenders

Alaska Hard Money Loan Lenders

Arkansas Hard Money Loan Lenders

Colorado Hard Money Loan Lenders

Connecticut Hard Money Loan Lenders

Delaware Hard Money Loan Lenders

Washington D.C. Hard Money Loan Lenders

Florida Hard Money Loan Lenders

Georgia Hard Money Loan Lenders

Hawaii Hard Money Loan Lenders

Idaho Hard Money Loan Lenders

Illinois Hard Money Loan Lenders

Indiana Hard Money Loan Lenders

Iowa Hard Money Loan Lenders

Kansas Hard Money Loan Lenders

Kentucky Hard Money Loan Lenders

Louisiana Hard Money Loan Lenders

Maine Hard Money Loan Lenders

Maryland Hard Money Loan Lenders

Massachusetts Hard Money Loan Lenders

Michigan Hard Money Loan Lenders

Mississippi Hard Money Loan Lenders

Missouri Hard Money Loan Lenders

Montana Hard Money Loan Lenders

Nebraska Hard Money Loan Lenders

New Hampshire Hard Money Loan Lenders

New Jersey Hard Money Loan Lenders

New Mexico Hard Money Loan Lenders

New York Hard Money Loan Lenders

North Carolina Hard Money Loan Lenders

Ohio Hard Money Loan Lenders

Oklahoma Hard Money Loan Lenders

Pennsylvania Hard Money Loan Lenders

Rhode Island Hard Money Loan Lenders

​South Carolina Hard Money Loan Lenders

Tennessee Hard Money Loan Lenders

Texas Hard Money Loan Lenders

Utah Hard Money Loan Lenders

Virginia Hard Money Loan Lenders

Washington Hard Money Loan Lenders

West Virginia Hard Money Loan Lenders

Wisconsin Hard Money Loan Lenders

Wyoming Hard Money Loan Lenders

ADDITIONAL LENDING PROGRAM QUICK LINKS
FundingPilot is making waves! Just a few places you'll find us:
DailyFunders.com - Approved Loan Lenders - Oracle Loans
Zillow Mortgage Lenders - Oracle Loans - Residential Real estate Investor Loans
Trulia.com - Trulia Mortgage Loan Lenders - Oracle Loans
AngiesList.com - Loan Lenders - Oracle Loans
Oracle Loans - deBanked.com - Approved Loan Lender

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