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Asset-Based Lending No income documentation

Commercial Real Estate Loans - 30 year Fixed Rate Commercial Loans - Stated Income Loans - Commercial Bridge Loans - Commercial Hard Money Loans
Most property types considered
No income verification. No tax returns!
Rates starting at 12%
$200k - $20M, close in 2 weeks!
Oracle Loans - Startup Business Loans for Bad Credit


The Hard Money Mortgage Loan Program is a true no-doc loan and one of the most flexible lending options available to real estate investors being an asset-based loan. Why? Simply put, there is no minimum credit score, we're OK with major credit events (foreclosure, mortgage late payments, bankruptcy), there is no income documentation, no income verification, and no tax returns. The emphasis is placed on the property, not you, which is the way it should be!

The Hard Money Loan is the best option for real estate investors looking for a reduced documentation and streamlined funding experience . To receive your custom, hassle-free loan quote please complete the "QUICK QUOTE" Form below or call us directly at 888-860-2844.


Please see below for an overview of the Hard Money Loan Program. See a loan program that looks like a good fit? Applying online only takes a few minutes!


Our residential Hard Money Loan program is engineered for success. The Hard Money Loan program offers flexible qualifying guidelines being that there's no income documentation coupled with being credit score friendly (no credit score minimum, mortgage late payments OK, foreclosure, bankruptcy). Payments are also kept lower since the Hard Money Loan program offers multiple payments options. 







$200k - $10M


12 months

≤ 65%

No minimum


Single Family

2-4 Units




Preferred: NJ, NY, CT, PA, FL

Case-by-Case: DC, MA, MD, NH, TX, VA, WV

Click here if your state is not listed


Our perfect Commercial Hard Money Loan is designed for real estate investors seeking short-term financing. Commercial Hard Money Loans offer flexible qualifying guidelines being that there's no income documentation and no minimum credit score. Payments are also kept lower since the Hard Money Loan program offers interest-only payments. 







$250k - $20M


12 months

≤ 65%

No minimum


Multifamily (5+ units)





Preferred: NJ, NY, CT, PA, FL

Case-by-Case: DC, MA, MD, NH, TX, VA, WV

How much will you qualify for?

Hard Money Loan Quote
Oracle Loans - Residential Real Estate Loans for Investors - Stated Income Loans, Bridge Loans, Hard Money Loans

Here at FundingPilot we make sure to go above and beyond the traditional commercial lending criteria. We have unique commercial real estate lending programs, which gives you immediate access to the capital you need. We provide a fast, easy, and efficient funding process so that real estate investors, like you, can focus on the most important thing...growing your business.


We treat you like a partner, not just a customer, and will handle your commercial real estate lending requests with the utmost respect and confidentiality. We take great pride in learning and understanding the needs of your business, which is why we are constantly striving to provide the best quality service. Please take a few minutes to explore our website and give us a call to obtain all of the information you need to make an informed decision.

What to expect...

What to expect...

Comercial Real Estate Loan Flexibility - Oracle Loans

FLEXIBILITY. No more needing to go from bank to bank trying to find commercial real estate loans, we cover it all. Whether your credit is strong or poor we have commercial real estate lending programs to meet your capital needs.

Commercial Real Estate Loan Speedy Approval Process

SPEED. We save you lots of time when looking for a commercial real estate loan. You answer a few questions and we show you your options. We make getting a real estate loan simple and fast.

Commercial Real Estate Loan Experts - Oracle Loans

FOCUS. We're 100% focused on commercial real estate investors like yourself. We deliver results nationwide and have funding specialists available 6 days per week.

Commercial Real Estate Lending with Integrity, Oracle  Loans LLC

TRUST. We take care of you every step of the way. Our commercial real estate lending advisors believe in your business and care about your success. It’s an experience you’ll tell your friends about, guaranteed! Did we mention our A+ rating with the Better Business Bureau?

Oracle Loan funds $9.2M multi-unit apartment building with commercial real estate loan.

Alabama Hard Money Loan Lenders

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FundingPilot is making waves! Just a few places you'll find us: - Approved Loan Lenders - Oracle Loans
Zillow Mortgage Lenders - Oracle Loans - Residential Real estate Investor Loans - Trulia Mortgage Loan Lenders - Oracle Loans - Loan Lenders - Oracle Loans
Oracle Loans - - Approved Loan Lender

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