SMALL BUSINESS LOANS
ADDITIONAL LENDING PROGRAMS
Oracle Loans offers established business owners an affordable business loan up to $500,000 with low rates, extended terms, fixed monthly payments, and flexible underwriting. Whether your business needs to move, expand, buy equipment, buy inventory, refinance debt, or hire new employees; the prime small business loan is exactly what you need to accomplish your goals.
It's imperative that your business has been up and running for a minimum of 2 years with at least $150,000 on GROSS annual revenues (sales/deposits) and that your credit score (FICO) is at least a 660. While tax returns are required, they only need to reflect $0+ of net income for 1 of the past 2 years. We understand that deductions and write-offs are important to minimizing your tax liability which is why we offer such a flexible guideline.
Underwriting decisions are quick, within 3 business daysm and the entire process takes roughly 1 week to fund.
We're the best at what we do for a reason...
FLEXIBILITY. No more needing to go from bank to bank trying to find small business loans, we cover it all. Whether your credit is strong or poor we have business lending programs to meet your capital needs.
FOCUS. We're 100% focused on small business owners like yourself. We deliver results nationwide and have funding specialists available 6 days per week.
SPEED. We save you lots of time when looking for a small business loan. You answer a few questions and we show you your options. We make getting a small business loan simple and fast.
TRUST. We take care of you every step of the way. Our business lending advisors believe in your business and care about your success. It’s an experience you’ll tell your friends about, guaranteed! Did we mention our A+ rating with the Better Business Bureau?