SMALL BUSINESS LOANS

ADDITIONAL LENDING PROGRAMS
Oracle Loans - Prime Small Business Loans - Low Interest Rates - Monthly Payment

Oracle Loans offers established business owners an affordable business loan up to $500,000 with low rates, extended terms, fixed monthly payments, and flexible underwriting. Whether your business needs to move, expand, buy equipment, buy inventory, refinance debt, or hire new employees; the prime small business loan is exactly what you need to accomplish your goals.

 

It's imperative that your business has been up and running for a minimum of 2 years with at least $150,000 on GROSS annual revenues (sales/deposits) and that your credit score (FICO) is at least a 660. While tax returns are required, they only need to reflect $0+ of net income for 1 of the past 2 years. We understand that deductions and write-offs are important to minimizing your tax liability which is why we offer such a flexible guideline.

 

Underwriting decisions are quick, within 3 business daysm and the entire process takes roughly 1 week to fund.

Loan Amounts: $5,000 - $500,000

Terms: 12 - 36 months

Repayment: Fixed

Collateral requirement: N/A

Credit Needed: Average - Excellent

Approval Time: 24 hours

Time to Fund: 2 - 5 days

Unsecured Business Loan

Secured Business Loan

Loan Amounts: $25,000 - $3,000,000

Terms: 6 - 36 months

Repayment: Fixed

Collateral requirment: YES

Credit Needed: No credit score requirements

Approval Time: 24 hours

Time to Fund: 3 - 10 days

Startup Business Loan

Loan Amounts: $5,000 - $250,000

Terms: 6 - 24 months

Repayment: Fixed

Collateral requirement: N/A

Credit Needed: Average - Excellent

Approval Time: 1 - 2 days

Time to Fund: 3 - 5 days

Merchant Cash Advance

Loan Amounts: $5,000 - $500,000

Terms: 3 - 12 months

Repayment: Fixed

Collateral requirement: N/A

Credit Needed: Good - Excellent

Approval Time: 24 hours

Time to Fund: 1 - 3 days

Asset-Based Business Loan

Loan Amounts: $25,000 - $3,000,000

Terms: 6 - 36 months

Repayment: Fixed

Collateral requirment: YES

Credit Needed: No credit score requirements

Approval Time: 24 hours

Time to Fund: 3 - 10 days

Equipment Financing

Loan Amounts: $25,000 - $3,000,000

Terms: 6 - 36 months

Repayment: Fixed

Collateral requirment: YES

Credit Needed: No credit score requirements

Approval Time: 24 hours

Time to Fund: 3 - 10 days

Fix & Flip Loan

Loan Amounts: $100,000 - $2,500,000

Terms: 12 months - 18 months

Repayment: Fixed

Collateral requirment: YES

Credit Needed: Average - Excellent

Approval Time:  7 - 21 days

Time to Fund: 3 - 5 days after approval

Accounts Receivable Loan

Loan Amounts: $250,000 - $10,000,000

Terms: 1 - 5 years

Repayment: Fixed percentage of receivables.

Collateral requirment: CASE-BY-CASE

Credit Needed: Average - Excellent

Approval Time: 1 - 5 days

Time to Fund: 1 - 3 days after approval

We're the best at what we do for a reason...

FLEXIBILITY. No more needing to go from bank to bank trying to find small business loans, we cover it all. Whether your credit is strong or poor we have business lending programs to meet your capital needs.

FOCUS. We're 100% focused on small business owners like yourself. We deliver results nationwide and have funding specialists available 6 days per week.

SPEED. We save you lots of time when looking for a small business loan. You answer a few questions and we show you your options. We make getting a small business loan simple and fast.

TRUST. We take care of you every step of the way. Our business lending advisors believe in your business and care about your success. It’s an experience you’ll tell your friends about, guaranteed! Did we mention our A+ rating with the Better Business Bureau?

$794,000 FUNDED!

When a manufacturing company in Pennsylvania needed to meet a large purchase order request they needed funding quickly to meet their demand. Within a matter of 5 business days they were funded and are continuing to leverage our business lending programs to further grow their successful business.

LOAN TYPE: Asset-Based Loan

$28,600 FUNDED!

When a local bakery / cafe was in need of some working capital ORACLE LOANS was able to step in and get their business $28,600 in under 48 hours!

LOAN TYPE: Merchant Cash Advance

$225,000 FUNDED!

Mark & Samantha needed to renovate their location but couldn't qualify for a commercial renovation loan, nor most business loans due to credit score blemishes. By using an investment property they owned as collateral we were able to fund them $225,000 in 9 days.

LOAN TYPE: Secured Business Loan

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