A stated income line of credit is a creative financing program that streamlines your access to business capital. There is no income verification (no tax returns, for example) since those documents don't always paint a true picture of your financial status. You simply state your income, hence the name "stated income." This credit line program offers significant advantages for both business owners and real estate investors, providing a flexible and accessible financing solution that caters to your unique needs. Overall, a stated income line of credit could serve as a vital tool for driving growth, facilitating investments, and enhancing financial agility whether your a business owner or real estate investors.

For business owners, this type of credit allows for the quick acquisition of funds without the extensive documentation typically required by traditional lenders, enabling you to capitalize on immediate opportunities or address urgent financial needs.

Real estate investors benefit from the ability to leverage these funds for certain aspects of the property purchase, renovations, or real estate expansion, without the need to prove income through traditional means. This flexibility can be particularly advantageous for investors with fluctuating incomes or those looking to streamline the financing process.