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Startup Business Loan Guidelines
Terms up to 20 years!
Co-Signers OK
No minimum time in business
No income documentation!

FundingPilot understands the high demand for startup business funding. You may already be aware of the fact that obtaining startup business loan from most lenders, both traditional and alternative, can seem like an uphill battle due to stringent guidelines regarding time in business or even industry type. That's where we come in to save the day! Fortunately, we offer a Startup Business Loan for small business owners who have recently started their new venture (or want to!) and need business funding to take their company to the next level. Qualifying is extremely simple (see below) and the loan terms make life simple with convenient monthly payments.

Loan Amounts: $10,000 - $250,000

Rates: 0% for first 6-18 Months

Terms: up to 20 years

Payments: Monthly

Eligible Entity Types: Sole Proprietor, LLC, S-Corp, C-Corp, Partnership

Ineligible Entity Types: Non-Profits

Industry Type: All industries are eligible

Credit Score: 680+ FICO

Co-signers allowed? YES!

Income Verification: None

Time in Business: No minimum

Funding Process: 3 - 7 days

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1) CONTACT US for a no obligation startup business lending consultation


2) Review and sign lending documents.

  • Application

  • Photo ID, must be be in color

  • Disclosures


3) Receive your approval same day if received by 12pm EST and fund a few short days after.

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Business Lending with Integrity

Here at FundingPilot we make sure to go above and beyond the traditional lending criteria. We have unique business lending programs for each business type, regardless of industry, which gives you immediate access to the business capital you need. We provide a fast, easy, and efficient funding process so that business owners, like you, can focus on the most important thing...growing your business.


We treat you like a partner, not just a customer, and will handle your business funding requests with the utmost respect and confidentiality. We take great pride in learning and understanding the needs of your business, which is why we are constantly striving to provide the best quality service. Please take a few minutes to explore our website and give us a call to obtain all of the information you need to make an informed decision.

What to expect...

FLEXIBILITY. No more needing to go from bank to bank trying to find small business loans, we cover it all. Whether your credit is strong or poor we have business lending programs to meet your capital needs.

FOCUS. We're 100% focused on small business owners like yourself. We deliver results nationwide and have funding specialists available 6 days per week.

SPEED. We save you lots of time when looking for a small business loan. You answer a few questions and we show you your options. We make getting a small business loan simple and fast.

TRUST. We take care of you every step of the way. Our business lending advisors believe in your business and care about your success. It’s an experience you’ll tell your friends about, guaranteed! Did we mention our A+ rating with the Better Business Bureau?


$794,000 FUNDED!

When a manufacturing company in Pennsylvania needed to meet a large purchase order request they needed funding quickly to meet their demand. Within a matter of 5 business days they were funded and are continuing to leverage our business lending programs to further grow their successful business.

LOAN TYPE: Asset-Based Loan

$28,600 FUNDED!

When a local bakery / cafe was in need of some working capital FundingPilot was able to step in and get their business $28,600 in under 48 hours!

LOAN TYPE: Merchant Cash Advance

$225,000 FUNDED!

Mark & Samantha needed to renovate their location but couldn't qualify for a commercial renovation loan, nor most business loans due to credit score blemishes. By using an investment property they owned as collateral we were able to fund them $225,000 in 9 days.

LOAN TYPE: Secured Business Loan

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Multi-Unit Commercial Loans

Mixed-Use Commercial Loans

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Bridge Loans

Hard Money Loans

FundingPilot is making waves! Just a few places you'll find us:

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