Stated Income Mortgage Loans: No tax returns. No income verification.

STATED INCOME MORTGAGE LOANS

No income verification │ No tax returns │ 30-year terms

Commercial Real Estate Loans - 30 year Fixed Rate Commercial Loans - Stated Income Loans - Commercial Bridge Loans - Commercial Hard Money Loans

Most property types considered!

No income verification. No tax returns!

Rates starting at 8.75%

$100k - $5M, close in 2-4 weeks!

STATED INCOME LOAN PROGRAM

The Stated Income Mortgage Loan Program is one of the most flexible lending options available to real estate investors. Why? Simply put, there is no income documentation, no income verification, no tax returns; and on most transactions (refinances) you will not be required to show any bank statements. Couple that with repayment terms up to 30-years and it's no wonder why it's our most popular real estate loan program.

The Stated Income Mortgage Loan is the best option for real estate investors looking for a reduced documentation experience without having to sacrifice for higher rates and short-terms, such as a bridge loan or hard money loan. To receive your custom, hassle-free loan quote please complete the "QUICK QUOTE" Form below or call us directly at 888-860-2844.

Please see below for an overview of the Stated Income Loan Program. See a loan program that looks like a good fit? Applying online only takes a few minutes!

RESIDENTIAL

Stated Income Loans are a great options for borrowers looking to purchase or refinance a residential investment property, but are also looking to avoid income documentation or verification. A great perk is that these loans come with a 30-year term. Bank statements are generally not required for refinance transactions, however, purchase transactions will require proof of funds to close.

OVERVIEW

LOANS:

RATES:

TERMS:

LTV:

FICO:

$75k - $2.5M

8.75%+

30 years

≤ 75%

600+ (if less click here)

PROPERTIES

Single Family

2-4 Units

Condo

Townhouse

LENDING TERRITORY

AL, AK, AR, CO, CT, DE, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NH, NJ, NM, NY, NC, OH, OK, PA, RI, SC, TN, TX, VA, WA, WV, WI, WY

APPLY

COMMERCIAL

Stated Income Loans are a great options for investors looking to purchase or refinance a commercial property, but are also looking to avoid income documentation or verification. A great perk is that these loans come with a 30-year term. Bank statements are generally not required for refinance transactions, however, purchase transactions will require proof of funds to close.

OVERVIEW

LOANS:

RATES:

TERMS:

LTV:

FICO:

$75k - $5M

8.75%+

30 years

≤ 75%

600+ (if less click here)

PROPERTIES

Multifamily (5+ units)

Mixed-Use

Office

Retail

LENDING TERRITORY

AL, AK, AR, CO, CT, DE, DC, FL, GA, HI, ID, IN, IA, KS, KY, LA, ME, MD, MA, MS, MO, MT, NE, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WV, WI, WY

APPLY

How much will you qualify for?

C-Stated

Oracle Loans - Residential Real Estate Loans for Investors - Stated Income Loans, Bridge Loans, Hard Money Loans

Here at FundingPilot we make sure to go above and beyond the traditional commercial lending criteria. We have unique commercial real estate lending programs, which gives you immediate access to the capital you need. We provide a fast, easy, and efficient funding process so that real estate investors, like you, can focus on the most important thing...growing your business.

We treat you like a partner, not just a customer, and will handle your commercial real estate lending requests with the utmost respect and confidentiality. We take great pride in learning and understanding the needs of your business, which is why we are constantly striving to provide the best quality service. Please take a few minutes to explore our website and give us a call to obtain all of the information you need to make an informed decision.

What to expect...

Comercial Real Estate Loan Flexibility - Oracle Loans

FLEXIBILITY. No more needing to go from bank to bank trying to find commercial real estate loans, we cover it all. Whether your credit is strong or poor we have commercial real estate lending programs to meet your capital needs.

Commercial Real Estate Loan Speedy Approval Process

SPEED. We save you lots of time when looking for a commercial real estate loan. You answer a few questions and we show you your options. We make getting a real estate loan simple and fast.

Commercial Real Estate Loan Experts - Oracle Loans

FOCUS. We're 100% focused on commercial real estate investors like yourself. We deliver results nationwide and have funding specialists available 6 days per week.

Commercial Real Estate Lending with Integrity, Oracle Loans LLC

TRUST. We take care of you every step of the way. Our commercial real estate lending advisors believe in your business and care about your success. It’s an experience you’ll tell your friends about, guaranteed! Did we mention our A+ rating with the Better Business Bureau?