SECURED BUSINESS LOANS

using Real Estate

Most real estate considered
No income documentation
"Makes Sense" underwriting
Loans up to $15,000,000

Secured Small Business Loans using real estate offers truly unique business funding options for small business owners, including startups. Unlike any other business or commercial lender these loans can be funded with low credit score minimums, no income documentation, no minimum time in business, and still come with attractive features such as low rates starting at 5.25% and terms up to 30-years. With the Secured Business Loan program we focus on what's most important, the property / real estate, and care most about ensuring there's enough equity to support the loan amount you seek. These are loans that no other lender in the country are offering and is why so many business owners, like you, come to FundingPilot to meet your business funding needs. Please continue reading below for some basic property / real estate parameters and if you feel your property is a good fit we encourage you to use the QUICK QUOTE form below to generate real estimates for your scenario. There is no obligation and no sensitive information required to generate your quote using the form below.

 

Is a Secured Business Loan a good choice for me? There are many benefits to the Secured Business Loan program and we find that our clients leverage this flexible loan for a multitude of business purposes such as:

  • Business Debt Consolidation

  • Funding for a Startup / New Business

  • Purchase an investment property

  • Purchase a business location

  • Purchase an existing business

  • Working Capital

  • Inventory

  • Business Expansion

  • Refinance existing loan rate and/or terms

  • Convert property equity into cash for business purposes

  • Advertising & Marketing Campaigns

 

FundingPilot is proud to offer some of the most diverse, competitive, and flexible business lending programs in the industry. Please select the Pre-Approval Form below to discover all of your business lending options:

Residential Real Estate
Single Family, Multifamily, Townhouse, Condo
​Will lend up to 80% LTV. In other words, if you have any existing loans or mortgages we will pay them off but the new loan amount must total to a maximum of 75% of the property value. Please keep in mind all property must hold an "as-is" value of $150,000 or more.
Min. Loan Amount: $100,000
Max. Loan Amount: $15,000,000
Terms: up to 30 years
Rates: 5.24%+
Payment: Monthly
Credit Score: 500+
Occupancy: Investment or 2nd Home
Lending Territory:
AL, AK, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NH, NJ, NM, NY, NC, OH, OK, PA, RI, SC, TN, TX, VA, WA, WV, WI, WY
 
Commercial Real Estate
Multifamily (5+ units), Mixed-Use, Office, Retail,
Self-Storage, or Auto Service
 
​Will lend up to 75% LTV for many programs. In other words, if you have any existing loans or mortgages we will pay them off but the new loan must total to a maximum of 75% of the property value. Please keep in mind all property must hold an "as-is" value of $350,000 or more.
Min. Loan Amount: $250,000
Max. Loan Amount: $5,000,000
Terms: up to 30 years
Rates: Starting at 5.74%
Payment: Monthly
Credit Score: 620+

Lending Territory:

AL, AK, AR, CO, CT, DE, DC, FL, GA, HI, ID, IN, IA, KS, KY, LA, ME, MD, MA, MS, MO, MT, NE, NH, NJ, NM, NY, NC, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WV, WI, WY

 

ADDITIONAL LENDING PROGRAMS

Loan Amounts: $10,000 - $500,000

Terms: 3 months - 10 years

Repayment: Fixed

Collateral requirement: N/A

Credit Needed: 680+

Approval Time: 24 hours

Time to Fund: 1 - 5 days

Unsecured Business Loan

Secured Business Loan

Loan Amounts: $1,000 - $5,000,000

Terms: up to 30 years

Repayment: Fixed

Collateral requirement: YES

Credit Needed: 550+ FICO

Approval Time: 24 hours

Time to Fund: 2 - 10 days

Startup Business Loan

Loan Amounts: $5,000 - $250,000

Terms: 3 months - 10 years

Repayment: Fixed

Collateral requirement: N/A

Credit Needed: 680+

Approval Time: 1 - 2 days

Time to Fund: 3 - 5 days

Merchant Cash Advance

Loan Amounts: $10,000 - $500,000

Terms: 3 - 36 months

Repayment: Fixed

Collateral requirement: N/A

Credit Needed: 680+ FICO

Approval Time: 24 hours

Time to Fund: 1 - 3 days

Asset-Based Business Loan

Loan Amounts: $250,000 - $20,000,000

Terms: up to 30 years

Repayment: Fixed

Collateral requirement: YES

Credit Needed: No credit score requirements

Approval Time: 24 hours

Time to Fund: 2 - 10 days

Equipment Financing

Loan Amounts: $10,000 - $250,000

Terms: up to 20 years

Rate: 0% first 6-12 months, 6.99% after

Co-Signers: Allowed

Credit Needed: 680+

Approval Time: 24 hours

Time to Fund: 3 - 10 days

We're the best at what we do for a reason...

FLEXIBILITY. No more needing to go from bank to bank trying to find small business loans, we cover it all. Whether your credit is strong or poor we have business lending programs to meet your capital needs.

FOCUS. We're 100% focused on small business owners like yourself. We deliver results nationwide and have funding specialists available 6 days per week.

SPEED. We save you lots of time when looking for a small business loan. You answer a few questions and we show you your options. We make getting a small business loan simple and fast.

TRUST. We take care of you every step of the way. Our business lending advisors believe in your business and care about your success. It’s an experience you’ll tell your friends about, guaranteed! Did we mention our A+ rating with the Better Business Bureau?

$794,000 FUNDED!

When a manufacturing company in Pennsylvania needed to meet a large purchase order request they needed funding quickly to meet their demand. Within a matter of 5 business days they were funded and are continuing to leverage our business lending programs to further grow their successful business.

LOAN TYPE: Asset-Based Loan

$28,600 FUNDED!

When a local bakery / cafe was in need of some working capital FundingPilot was able to step in and get their business $28,600 in under 48 hours!

LOAN TYPE: Merchant Cash Advance

$225,000 FUNDED!

Mark & Samantha needed to renovate their location but couldn't qualify for a commercial renovation loan, nor most business loans due to credit score blemishes. By using an investment property they owned as collateral we were able to fund them $225,000 in 9 days.

LOAN TYPE: Secured Business Loan

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