SECURED BUSINESS LOANS
using Real Estate
Most real estate considered
No income documentation
"Makes Sense" underwriting
Loans up to $8,000,000
Secured Small Business Loans using real estate offers truly unique business funding options for small business owners, including startups. Unlike any other business or commercial lender these loans can be funded with low credit score minimums, no income documentation, no minimum time in business, and still come with attractive features such as low rates starting at 8.75% and terms up to 30-years. With the Secured Business Loan program we focus on what's most important, the property / real estate, and care most about ensuring there's enough equity to support the loan amount you seek. These are loans that no other lender in the country are offering and is why so many business owners, like you, come to FundingPilot to meet your business funding needs. Please continue reading below for some basic property / real estate parameters and if you feel your property is a good fit we encourage you to use the QUICK QUOTE form below to generate real estimates for your scenario. There is no obligation and no sensitive information required to generate your quote using the form below.
Is a Secured Business Loan a good choice for me? There are many benefits to the Secured Business Loan program and we find that our clients leverage this flexible loan for a multitude of business purposes such as:
Business Debt Consolidation
Funding for a Startup / New Business
Purchase an investment property
Purchase a business location
Purchase an existing business
Refinance existing loan rate and/or terms
Convert property equity into cash for business purposes
Advertising & Marketing Campaigns
FundingPilot is proud to offer some of the most diverse, competitive, and flexible business lending programs in the industry. Please select the Pre-Approval Form below to discover all of your business lending options:
Residential Real Estate
Single Family, Multifamily, Townhouse, Condo
Will lend up to 75% LTV. In other words, if you have any existing loans or mortgages we will pay them off but the new loan amount must total to a maximum of 75% of the property value. Please keep in mind all property must hold an "as-is" value of $150,000 or more.
Min. Loan Amount: $100,000
Max. Loan Amount: $8,000,000
Terms: up to 30 years
Credit Score: 500+ (see below)
Occupancy: Investment or 2nd Home
AL, AK, AR, CO, CT, DE, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NH, NJ, NM, NY, NC, OH, OK, PA, RI, SC, TN, TX, VA*, WA*, WV, WI, WY
Commercial Real Estate
Multifamily (5+ units), Mixed-Use, Office, Retail,
Self-Storage, or Auto Service
Will lend up to 75% LTV for many programs. In other words, if you have any existing loans or mortgages we will pay them off but the new loan must total to a maximum of 75% of the property value. Please keep in mind all property must hold an "as-is" value of $350,000 or more.
Min. Loan Amount: $250,000
Max. Loan Amount: $5,000,000
Terms: up to 30 years
Rates: Starting at 9.75%
Credit Score: 650+
AL, AK, AR, CO, CT, DE, DC, FL, GA, HI, ID, IN, IA, KS, KY, LA, ME, MD, MA, MS, MO, MT, NE, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WV, WI, WY
ADDITIONAL LENDING PROGRAMS
We're the best at what we do for a reason...
FLEXIBILITY. No more needing to go from bank to bank trying to find small business loans, we cover it all. Whether your credit is strong or poor we have business lending programs to meet your capital needs.
FOCUS. We're 100% focused on small business owners like yourself. We deliver results nationwide and have funding specialists available 6 days per week.
SPEED. We save you lots of time when looking for a small business loan. You answer a few questions and we show you your options. We make getting a small business loan simple and fast.
TRUST. We take care of you every step of the way. Our business lending advisors believe in your business and care about your success. It’s an experience you’ll tell your friends about, guaranteed! Did we mention our A+ rating with the Better Business Bureau?
When a manufacturing company in Pennsylvania needed to meet a large purchase order request they needed funding quickly to meet their demand. Within a matter of 5 business days they were funded and are continuing to leverage our business lending programs to further grow their successful business.
LOAN TYPE: Asset-Based Loan
When a local bakery / cafe was in need of some working capital FundingPilot was able to step in and get their business $28,600 in under 48 hours!
LOAN TYPE: Merchant Cash Advance
Mark & Samantha needed to renovate their location but couldn't qualify for a commercial renovation loan, nor most business loans due to credit score blemishes. By using an investment property they owned as collateral we were able to fund them $225,000 in 9 days.
LOAN TYPE: Secured Business Loan