Residential Real Estate Loans

Stated Income Loans Bridge Loans Hard Money Loans

All residential property must be non-owner occupied.
Stated Income and Low-Doc loans available.
Rates starting at 4.99%
$100k - $15M, close in 2-4 weeks!

Residential Loan Programs:   Purchase & Refinance

FundingPilot understands the high demand for flexible residential real estate lending. Whether you're looking to purchase an investment property, or need to refinance, we have the perfect loan program to meet your residential real estate lending needs. Some perks included Stated Income (no income verification) and low documentation loan programs; lending is primarily based on what's important; the property details! Our "makes sense" lending approach is perfect for real estate investors both big and small. Please keep in mind that all properties must be non-owner occupied, primary residences are unfortunately ineligible for funding at this time.

 

Please see below for an overview of each of Residential Real Estate Loan Programs; Stated Income Loans, Bridge Loans, and Hard Money Loans. See a loan program that looks like a good fit? Applying online only takes a few minutes!

Our Funding Process:

Oracle Loans - Real Estate Loan Approval Process
Real Estate Investment Property Loans - Stated Income Loans - Bridge Loans - Hard Money Loans - Foreign National Loan Program

Choose a Loan Program:

STATED INCOME LOANS

 
Program Overview:
Stated Income Loan

Min. Loan Amount:    

Max. Loan Amount:   

Interest Rate:              

Amortization:              

Fixed Period:               

Payment:                     

Loan-to-Value (LTV):  

Credit Score:               

Income Verification:  

First-Time Investors: 

Occupancy:

Use of Proceeds:

Time to Close:

$100,000

$2,500,000

5.49% - 9.99%

30 years

30 or 3 years

P&I or Interest-Only

≤ 75%

620+

N/A

Eligible

Non-Owner Occupied

Business Purposes

2 - 4 weeks

Alabama

Alaska

Arkansas

Colorado

Connecticut

Delaware

D.C.

Florida

Georgia

Hawaii

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Mississippi

Missouri

Montana

Nebraska

New Hampshire

New Jersey

New Mexico

New York

North Carolina

Ohio

Oklahoma

Pennsylvania

Rhode Island

South Carolina

Tennessee

Texas

Virginia

Washington

West Virginia

Wisconsin

Wyoming

Lending Territory

BRIDGE LOANS

 
Program Overview:
Bridge Loan

$100,000

$15,000,000

6.99% - 9.99%

1 - 3 years

Interest-Only

≤ 75%

500+

N/A

Eligible

Non-Owner Occupied

Business Purposes

2 - 3 weeks

Min. Loan Amount:    

Max. Loan Amount:   

Interest Rate:          

Term:               

Payment:                     

Loan-to-Value (LTV):  

Credit Score:               

Income Verification:  

First-Time Investors: 

Occupancy:

Use of Proceeds:

Time to Close:

Alabama

Alaska

Arkansas

Colorado

Connecticut

Delaware

D.C.

Florida

Georgia

Hawaii

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Mississippi

Missouri

Montana

Nebraska

New Hampshire

New Jersey

New Mexico

New York

North Carolina

Ohio

Oklahoma

Pennsylvania

Rhode Island

South Carolina

Tennessee

Texas

Virginia

Washington

West Virginia

Wisconsin

Wyoming

Lending Territory

HARD MONEY LOANS

 
Program Overview:
Hard Money Loan

Min. Loan Amount:    

Max. Loan Amount:   

Interest Rate:          

Term:               

Payment:                     

Loan-to-Value (LTV):  

Credit Score:               

Income Verification:  

First-Time Investors: 

Occupancy:

Use of Proceeds:

Time to Close:

$100,000

$15,000,000

6.99% - 12.99%

1 - 3 years

Interest-Only

≤ 75%

500+

N/A

Eligible

Non-Owner Occupied

Business Purposes

1 - 2 weeks

Lending Territory

Alabama

Alaska

Arkansas

Colorado

Connecticut

Delaware

D.C.

Florida

Georgia

Hawaii

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Mississippi

Missouri

Montana

Nebraska

New Hampshire

New Jersey

New Mexico

New York

North Carolina

Ohio

Oklahoma

Pennsylvania

Rhode Island

South Carolina

Tennessee

Texas

Virginia

Washington

West Virginia

Wisconsin

Wyoming

Here at FundingPilot we make sure to go above and beyond the traditional lending criteria. We have unique business and real estate lending programs, which gives you immediate access to the capital you need. We provide a fast, easy, and efficient funding process so that business owners, like you, can focus on the most important thing...growing your business.

 

We treat you like a partner, not just a customer, and will handle your business or real estate lending requests with the utmost respect and confidentiality. We take great pride in learning and understanding the needs of your business, which is why we are constantly striving to provide the best quality service. Please take a few minutes to explore our website and give us a call to obtain all of the information you need to make an informed decision.

What to expect...

FLEXIBILITY. No more needing to go from bank to bank trying to find real estate loans, we cover it all. Whether your credit is strong or poor we have real estate lending programs to meet your capital needs.

SPEED. We save you lots of time when looking for a real estate loan. You answer a few questions and we show you your options. We make getting a real estate loan simple and fast.

FOCUS. We're 100% focused on real estate investors like yourself. We deliver results nationwide and have funding specialists available 6 days per week.

TRUST. We take care of you every step of the way. Our real estate lending advisors believe in your business and care about your success. It’s an experience you’ll tell your friends about, guaranteed! Did we mention our A+ rating with the Better Business Bureau?

FundingPilot is making waves! Just a few places you'll find us:

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