STATED-INCOME LINE OF CREDIT

No income verification.
No minimum time in business.
No upfront costs or fees.
No financial documentation.
Unrestricted use of funds.

The Stated Income Business Line of Credit is one of the most straightforward and flexible credit line programs available to business owners. Why? Simply put, there is no income documentation and you will not be required to show any financial statements.

 

FundingPilot is proud to offer some of the most diverse, competitive, and flexible business lines of credit options. Among these programs, one definitely stands out from the rest; the Stated-Income Business Line of Credit. This line of credit is the best option for those who do not want to furnish company earnings, sensitive financial documentation, or simply want a truly hassle-free experience.To apply complete the Line of Credit Pre-Approval Form or call us directly at 888-460-4518.

 

 

Everything you need to know about the Stated-Income Business Line of Credit:

 

2019 Lending Guidelines

  • $5,000 - $250,000

  • No income verification

  • No financial documentation

  • All industries are eligible.

  • 0% interest for the first 6 - 24 months

  • Must be a legal US business entity.

  • "Startup Friendly"

  • Minimum credit score requirement is 680. In the event you do not meet the minimum credit score requirement, a co-signer (who does not need to be affiliated to the business) can be used to qualify.

Have a question? Call us at 888-460-4518

ADDITIONAL LENDING PROGRAMS

Loan Amounts: $10,000 - $500,000

Terms: 3 months - 10 years

Repayment: Fixed

Collateral requirement: N/A

Credit Needed: 680+ FICO

Approval Time: 24 hours

Time to Fund: 2 - 5 days

Unsecured Business Loan

Secured Business Loan

Loan Amounts: $1,000 - $5,000,000

Terms: 6 - 36 months

Repayment: Fixed

Collateral requirement: YES

Credit Needed: No credit score requirements

Approval Time: 24 hours

Time to Fund: 3 - 10 days

Startup Business Loan

Loan Amounts: $5,000 - $250,000

Terms: 3 months - 10 years

Repayment: Fixed

Collateral requirement: N/A

Credit Needed: 680+ FICO

Approval Time: 1 - 2 days

Time to Fund: 3 - 5 days

Merchant Cash Advance

Loan Amounts: $10,000 - $500,000

Terms: 3 - 36 months

Repayment: Fixed

Collateral requirement: N/A

Credit Needed: 680+ FICO

Approval Time: 24 hours

Time to Fund: 1 - 3 days

Asset-Based Business Loan

Loan Amounts: $10,000 - $5,000,000

Terms: up to 30 years

Repayment: Fixed

Collateral requirement: YES

Credit Needed: No credit score requirements

Approval Time: 24 hours

Time to Fund: 3 - 10 days

Equipment Financing

Loan Amounts: $10,000 - $250,000

Rate: 0% first 6-12 months, 6.99%+ after

Repayment: Fixed

Collateral requirement: None

Credit Needed: 680+ FICO

Approval Time: 24 hours

Time to Fund: 3 - 10 days

Fix & Flip LOC

Loan Amounts: $10,000 - $250,000

Terms: 0% interest, first 6-12 months

Repayment: Fixed

Collateral requirement: NONE!

Credit Needed: 680+ FICO

Approval Time:  7 - 21 days

Pre-Approval: 24 hours

Accounts Receivable Loan

Loan Amounts: $25,000 - $1,000,000

Terms: 1 - 5 years

Repayment: Fixed percentage of receivables.

Collateral requirement: CASE-BY-CASE

Credit Needed: Average - Excellent

Approval Time: 1 - 5 days

Time to Fund: 1 - 3 days after approval

We're the best at what we do for a reason...

FLEXIBILITY. No more needing to go from bank to bank trying to find small business loans, we cover it all. Whether your credit is strong or poor we have business lending programs to meet your capital needs.

FOCUS. We're 100% focused on small business owners like yourself. We deliver results nationwide and have funding specialists available 6 days per week.

SPEED. We save you lots of time when looking for a small business loan. You answer a few questions and we show you your options. We make getting a small business loan simple and fast.

TRUST. We take care of you every step of the way. Our business lending advisors believe in your business and care about your success. It’s an experience you’ll tell your friends about, guaranteed! Did we mention our A+ rating with the Better Business Bureau?

$794,000 FUNDED!

When a manufacturing company in Pennsylvania needed to meet a large purchase order request they needed funding quickly to meet their demand. Within a matter of 5 business days they were funded and are continuing to leverage our business lending programs to further grow their successful business.

LOAN TYPE: Asset-Based Loan

$28,600 FUNDED!

When a local bakery / cafe was in need of some working capital FundingPilot was able to step in and get their business $28,600 in under 48 hours!

LOAN TYPE: Merchant Cash Advance

$225,000 FUNDED!

Mark & Samantha needed to renovate their location but couldn't qualify for a commercial renovation loan, nor most business loans due to credit score blemishes. By using an investment property they owned as collateral we were able to fund them $225,000 in 9 days.

LOAN TYPE: Secured Business Loan

Please reload

FundingPilot is making moves! Just a few places you'll find us: